e-BankingAdjustment of Base Interest Rate Applicable to Retail Customer Loans
|
Applicable loan categories |
Interest rate key |
Base interest rate applicable from March 27, 2026 |
|
Loans with a tenor of up to 5 years |
72 |
10.99% per annum |
|
Loans with a tenor exceeding 5 years |
73 |
10.99% per annum |
|
Overdraft loans applied in accordance with Decision No. 242/2026/QĐ-TGĐ/QĐ.DV.052 v1.0 dated January 13, 2026 (QĐ.DV.052) on secured overdraft loans backed by online savings for retail customers via Mobile Banking |
75 |
10.99% per annum |
