e-BankingNCB Announces Average Lending Interest Rates and Interest Rate Spread
| Contents | Interest Rate (%) |
| Average Lending Interest Rates (*) | 9.03 |
| - Individual Customers (Project Housing) | 8.96 |
| - Corporate Customers (Working Capital Supplement) | 10.03 |
| Interest Rate Spread (Average Lending Interest Rate and Average Deposit Interest Rate) (**) | 1.75 |
(*) The above average lending interest rates are common reference rates and are not the interest rates applicable to each specific loan. Customers are kindly requested to contact the nearest NCB Branch or Transaction Office for consultation and further detailed information regarding NCB’s credit programs and preferential programs.
(**) The interest rate spread does not include costs related to required reserves, liquidity reserves, deposit insurance, operating expenses and credit risk provisions.
