NCB Visa “Tu Hao” Enters the Top 10 Pioneer Products – Services 2025

The National Citizen Commercial Joint Stock Bank (NCB) has been honored to receive the award “Top 10 Pioneer Products – Services” for the Visa Tu Hao card at the Vietnam Trusted Products 2025 program.

With the theme “Quality Value, Genuine Trust,” the Vietnam Trusted Products Award this year particularly honors products with outstanding quality, distinct identity, and technology application to ensure information transparency; at the same time, it recognizes brands that demonstrate an innovative spirit, keep pace with contemporary trends, and move toward international standards.

Winning over the evaluation council and consumers thanks to its differentiated experience and unique product mindset, the NCB Visa Tu Hao card not only made it into the Top 50 Vietnam Trusted Products – Services 2025 but also excellently ranked among the Top 10 Pioneer Products – Services. This award is a testament to NCB’s continuous innovation and creativity, pioneering the creation of financial solutions with advanced technology, superior quality, and a distinct identity, meeting the increasingly diverse needs of customers.

NCB receives the “Top 10 Pioneer Products – Services” award for the Visa Tu Hao card.

NCB Visa Tu Hao is a product of the Tu Hao card line – the first credit card line in the market that combines modern financial value with the spirit of national history. It has been passionately developed by NCB to provide customers with a safe, convenient payment instrument with special significance for Vietnamese people, creating a strong ripple effect immediately upon launch.

NCB Visa Tu Hao wins over the evaluation council and consumers thanks to its differentiated experience and unique product mindset.

Along with its inspirational design, NCB Visa Tu Hao spreads love for the country through many practical privileges such as: 100% cashback for museum tickets and national scenic site transactions (up to VND 200,000/month), cashback of up to 10% for spending during national holidays such as National Day, Hung Kings Commemoration Day, April 30 – May 1, etc. NCB also automatically accumulates VND 3,000 into the customer’s charity wallet on the NCB iziMobile application for every VND 1 million of spending. Customers can use this charity wallet to donate to the Vietnam Fatherland Front Committee, the Vietnam Red Cross, and NCB partner funds for charitable activities, spreading the spirit of sharing and solidarity among Vietnamese people.

In addition to the Visa Tu Hao card, NCB meets diverse user needs and promotes cashless payments with the NCB Visa Legacy card line, featuring personalized functions and incentives for each consumer segment. The card line includes three versions: youthful and dynamic Classic; elegant Gold; and luxurious, distinctive Platinum, accompanied by many practical offers across various fields, from shopping and consumption to technology, entertainment, and travel and leisure.

With technology as the foundation and customers at the center, NCB has upgraded the entire Visa card experience journey in a convenient manner. Users can register for a credit card 100% online directly on the NCB iziMobile application and receive a virtual card within 2 minutes to start spending immediately. Physical cards can also be flexibly selected: home delivery within 1–3 working days or immediate pickup at automated kiosks at NCB branches.

NCB continuously upgrades and digitalizes products and services to meet the increasingly high demands of consumers.

In recent years, NCB has continuously made strong investments in infrastructure and technology solutions, enhancing comprehensive digitalization capabilities and creating a clear impression in terms of service quality as well as customer experience. Most recently, NCB signed a strategic cooperation agreement with VISA – the world’s leading electronic payment technology company. The two parties will coordinate to develop integrated payment solutions, enhancing value throughout the entire customer experience journey, especially in the fields of travel and entertainment. Thereby, improving user experience and creating a foundation for the differentiated and sustainable development of NCB card lines in the coming period.

NCB’s breakthrough digital transformation journey has also been recognized internationally with many prestigious awards. In October, Global Banking & Finance Review (United Kingdom) honored the Bank with three major technology awards: “Best Banking Technology Implementation Vietnam 2025”, “Best Data Platform Implementation in Banking Vietnam 2025”, and “Best Banking Technology Project (RLOS) Vietnam 2025”.

These prestigious domestic and international awards, together with the trust of consumers, clearly demonstrate NCB’s strong transformation in building a modern digital banking ecosystem, accompanying customers in the digital transformation process in line with Government orientation and toward stable and sustainable growth.