NCB Visa Tu Hao Card Wins “Credit Card Initiative of the Year” at the ABF Retail Banking Awards

National Citizen Commercial Joint Stock Bank (NCB) has been honored with the “Credit Card Initiative of the Year” award at the Asian Banking & Finance Retail Banking Awards 2026 for NCB Visa Tu Hao – its distinctive credit card product line.

On July 2, 2026, at the Asian Banking & Finance Retail Banking Awards 2026 held in Singapore, National Citizen Commercial Joint Stock Bank (NCB) was honored in the prestigious “Credit Card Initiative of the Year – For Tu Hao Credit” category.

The Asian Banking & Finance Retail Banking Awards is one of the Asia-Pacific region’s leading and most prestigious awards in the banking sector, organized annually by Asian Banking & Finance (Singapore). The awards recognize financial institutions that have demonstrated innovation, delivered breakthrough products and solutions, helped shape industry trends, and enhanced customer experience.

An NCB representative receives the “Credit Card Initiative of the Year” award for NCB Visa Tu Hao

Surpassing rigorous assessments by an independent panel of leading international experts from globally renowned audit and advisory firms including Deloitte, Ernst & Young, KPMG, PwC, Boston Consulting Group, and Bain & Company, NCB Visa Tu Hao was highly commended and secured the award in its very first year of participation. This recognition not only affirms the exceptional value and quality of NCB’s credit card products, but also demonstrates the Bank’s strong potential and capabilities, laying the foundation for the Vietnamese banking brand to make its mark and establish its standing in the international market.

NCB Visa Tu Hao is part of NCB’s Tu Hao card portfolio. This distinctive NCB card line comprises two versions: NCB Visa “Thong Nhat,” launched on April 30 to commemorate the country’s Reunification Day and evoke the pride of millions of Vietnamese people; and NCB Visa “Tu Hao,” launched on May 8 to commemorate the 80th anniversary of the August Revolution and National Day. It combines modern financial technologies and features with a range of special offers for cardholders across various aspects of daily life.

NCB Visa Tu Hao is part of NCB’s Tu Hao card portfolio, developed in two distinctive versions.

Sharing his thoughts on the award, Mr. Ta Kieu Hung – Member of the Board of Directors and Chief Executive Officer of NCB, said, “We are proud that NCB’s card products embody the spirit of the nation in this new era through meaningful and effective contributions in various fields. The Tu Hao card line is our first milestone in the journey to develop pioneering and innovative financial solutions founded on modern technology, delivering value to the community. Today’s award is a tremendous source of encouragement for us to continue our journey, contributing to the development of the banking sector and affirming the strength of Vietnamese intellect, putting Vietnam on the global map.”

The NCB Visa Tu Hao Card offers a comprehensive suite of modern payment features such as contactless, online, and virtual card payments, together with multi-layer security including OTP and 3D Secure, enabling customers to make secure and convenient payments worldwide. It also comes with a wide range of attractive benefits, including immediate travel gifts worth VND 1 million upon card opening; waiver of the first year’s annual fee; the most competitive foreign currency conversion fee in the market at just 1.5%; and cashback of up to 100% on dining expenses, up to VND 200,000 per month, with a total value of up to 10% of eligible transactions. Cardholders can also enjoy installment plans of up to VND 5 million per month for eligible expenses. In particular, with each qualifying transaction, customers can contribute VND 3,000 to the Vi Tu Thien charity fund via the NCB iziMobile app. Customers can also proactively make donations to support beneficiaries of NCB’s charity funds, such as the Vietnam Fatherland Front Central Committee and the Vietnam Red Cross Society, among others.

With its distinctive design and cultural values, NCB Visa Tu Hao has transcended the role of a payment card to become a symbol accompanying Vietnamese people in a new era – strong, confident, and reaching out to the world while remaining deeply connected to their roots, telling the “Vietnam story” wherever they go.

This marks the second consecutive year that NCB’s credit card products have received prestigious international recognition. Previously, under the Tin Dung Viet Nam 2025 program, the Tu Hao card was also honored with the “Top 10 San pham - Dich vu Tien phong” award.

NCB Continues to Upgrade and Develop Pioneering Financial Solutions

Over the years, NCB has continuously enhanced and developed pioneering financial solutions to meet customers’ diverse needs with optimal convenience. Most recently, the Bank partnered with Sun Group to launch the NCB Visa Sun Signature co-branded card, combining modern financial solutions with an extensive ecosystem spanning tourism and hospitality, entertainment, real estate, aviation, and healthcare across Vietnam. The card offers an exclusive range of benefits tailored to a premium lifestyle, particularly for high-end travel and resort experiences. Specifically, cardholders can enjoy refunds of 25% of eligible spending during the first 30 days from card activation, with a maximum refund of VND 1 million; foreign currency conversion fees of just 1.1%; an annual fee waiver of up to 55 days; and many other attractive benefits.

The recognition from the Asian Banking & Finance Retail Banking Awards 2026 once again underscores NCB’s determination to pursue a comprehensive transformation strategy, delivering customers meaningful financial experiences and products that align with the development of the banking sector amid the nation’s journey toward an era of prosperity and resilience.