NCB Provides Specialized Financial Solutions for Airline Ticket, Entertainment, and Resort Agencies

National Citizen Commercial Joint Stock Bank (NCB) has launched a series of specialized financial solutions to support airline ticket agencies and entertainment and resort ticket agents in proactively managing resources, optimizing operations, and effectively leveraging business opportunities.

Following a strong recovery phase in tourism and international trade, Vietnam’s aviation industry is entering a new growth cycle. In 2025, the market recorded more than 83 million passengers, the highest level ever, representing a 10.7% increase compared to the previous year. Cargo transport activities also increased by more than 18%, reflecting increasingly vibrant travel demand and trade connectivity.

This growth momentum has driven the expansion of the entire aviation ecosystem, from airlines such as the “new entrant” Sun PhuQuoc Airways (SPA) with a young fleet and well-structured development orientation, to ground service providers, ticket agencies, and entertainment – resort service providers and logistics companies. At the same time, it opens up additional business opportunities for airline ticket agencies and entertainment and resort ticket distributors.

The launch of SPA at the end of 2025 has added momentum to the growth of Vietnam’s aviation industry.

In this context, the demand for working capital, guarantees, international payments, and cash flow management solutions among enterprises in the sector is increasing.

Proactively managing cash flow, accelerating business growth for airline ticket agencies

Capturing the needs of enterprises within the aviation ecosystem, and following the financing of the Airbus A321NX aircraft of Sun PhuQuoc Airways (SPA) “landing” in January, National Citizen Commercial Joint Stock Bank (NCB) continues to deploy financial solutions for airline ticket agencies and entertainment and resort ticket agents with flexible mechanisms tailored to the specific characteristics of the industry.

Accordingly, airline ticket agencies will be granted unsecured overdraft limits of up to VND 3 billion, along with an additional standby overdraft limit of up to VND 3 billion to meet peak season demands. This solution enables enterprises to proactively manage cash flow to meet payment needs, especially during peak periods when ticket demand surges.

NCB grants unsecured overdraft limits of up to VND 3 billion to SPA airline ticket agencies.

NCB also provides deposit guarantee and payment guarantee services with preferential policies on collateral and issuance fees, supporting agencies in reducing initial capital pressure when partnering with airlines. Approval and disbursement processes are optimized for speed and efficiency, with flexible credit structures aligned with customers’ business cycles, helping agencies maintain stable and effective operations.

Alongside credit solutions, enterprises also benefit from various accompanying financial incentives such as free comprehensive payment account packages and competitive corporate deposit interest rates. NCB also waives fees for using the Payroll Portal system to support human resource management and salary payments for employees, as well as fees for registration of electronic tax payment and 24/7 customs services, helping enterprises optimize financial management and operational processes.

For international payments and trade finance activities, NCB applies various incentives such as a 50% reduction in fees for letters of credit and import collections, waiver of telegraphic transfer fees, bill of lading endorsement fees, and delivery guarantees; at the same time, it offers free international transfers for the first two months for new customers, free inbound remittances, and competitive foreign exchange rates.

The program is currently being implemented for airline ticket agencies of Sun PhuQuoc Airways, thereby contributing to strengthening the distribution network and supporting business operations for the new airline in the market.

Accompanying travel and resort ticket agencies in business expansion

In addition to focusing on airline ticket agencies, NCB also deploys financial solutions for entertainment and resort ticket agents, including both primary and secondary agents.

Accordingly, NCB provides credit limits of up to VND 5 billion for customers with collateral and up to VND 2 billion for customers without collateral. Enterprises are also exempted from fees for setting up and using overdraft accounts, enabling more convenient and flexible access to capital during business operations.

With timely funding from NCB, agencies can enhance their capacity to serve tourists.

Thanks to timely funding, agencies can be more proactive in distributing tourism products, improving sales capacity, and better capturing business opportunities amid the strong recovery of tourism and resort demand.

The deployment of specialized financial solutions for airline ticket agencies and entertainment and resort ticket distributors represents the next step in NCB’s strategy to expand financing in the aviation sector and to accompany the development of Vietnam’s tourism industry. Thereby, it contributes to strengthening connectivity among enterprises and aims to build an efficient and sustainable ecosystem, contributing to the development of Vietnam’s tourism industry.

For more detailed information, customers may refer to NCB’s website at https://www.ncb-bank.vn, contact NCB transaction offices/branches nationwide, or call the Hotline at (028) 38 216 216 - 1800 6166.