NCB Offers Preferential Term Deposit Program for Businesses

With competitive interest rates and valuable gifts, the new preferential program from National Citizen Commercial Joint Stock Bank (NCB) helps small and medium-sized enterprises optimize their finances and generate stable, effective returns in the new environment.

In response to market demand, many commercial banks have introduced preferential programs exclusively for corporate customers entering into deposit contracts. Among them, National Citizen Commercial Joint Stock Bank (NCB) offers flexible deposit solutions with competitive interest rates and premium gifts tailored to businesses of different sizes.

Specifically, from January 1, 2026, businesses making deposits with terms of six months or longer at NCB will enjoy attractive interest rates, while NCB will also present practical and aesthetically appealing gifts as a token of appreciation. Accordingly, businesses entering into deposit contracts worth VND 3 billion or more with terms of six months or longer (or at least 180 days for the flexible-date deposit product) will immediately receive a premium suitcase worth VND 1 million, ideal for short business trips. For contracts worth VND 5 billion or more, NCB will present businesses with a premium tea set worth VND 3 million, elegantly designed for important business receptions.

In particular, businesses depositing VND 10 billion or more will receive a Chu Dau ceramic fortune vase featuring an intricately gold-painted hibiscus motif, worth VND 5 million. Rich in cultural and aesthetic value, the gift not only adds an elegant accent to office spaces but also symbolizes good fortune and prosperity for businesses.

Sustainably accompanying Vietnamese businesses

The term deposit preferential program is one of NCB’s initiatives to accompany businesses in effective financial management and operations. With an innovative and creative mindset and a commitment to continuous improvement, in recent years, NCB has also continuously upgraded its infrastructure and technology solutions and accelerated digital transformation to optimize the customer experience. NCB has upgraded NCB iziBankbiz, its digital banking platform dedicated to corporate customers, with two flexible versions: browser-based Internet Banking and the iziMobiz mobile application, focusing on optimizing user experience, enhancing security, and improving financial operational efficiency for businesses.

With solutions designed for flexibility, closely aligned with practical needs, and backed by a commitment to long-term partnership, NCB is affirming its role as a trusted partner of Vietnamese businesses. At the same time, the Bank contributes to bringing the Government’s and the banking sector’s policies supporting production and business activities into practice, promoting economic development and laying the foundation for more stable and sustainable growth in the period ahead.

For further information about NCB’s products and services, customers may contact NCB transaction offices/branches nationwide or call the Hotline at (028) 38 216 216 - 1800 6166.