NCB Visa – A Card That Complements the Modern Lifestyle

In an era where consumption increasingly values simplicity, speed, and flexibility, the NCB Visa card by National Citizen Commercial Joint Stock Bank (NCB) is not merely a payment tool—it is the “key” to a rich ecosystem of privileges offering a distinctive experience: personalized benefits, digitalized convenience, diverse promotions, and a celebration of positive values in everyday life.

Personalized Experiences – Your Companion on Every Spending Journey

Understanding that every customer has a unique lifestyle and financial need, NCB has developed its line of Visa cards with tailored features and benefits for different consumer segments.

For food enthusiasts, NCB offers 20% discounts at Golden Gate restaurant chains (iSushi, Manwah, Gogi House, Kichi Kichi, Ashima) and up to VND 50,000 off when ordering via Shopee Food. Travel lovers enjoy 10% cashback on bookings via Booking.com and 15% off on Agoda, along with a range of attractive privileges at premium resorts and complimentary access to airport lounges nationwide. Meanwhile, tech-savvy customers receive VND 2 million off when purchasing iPhone 17 series and paying with an NCB credit card on Payoo POS at Hoàng Hà Mobile stores nationwide, or 10% off (up to VND 500,000) when shopping at FPT Shop and its nationwide outlets.

NCB Visa cardholders enjoy an instant VND 2 million discount when purchasing iPhone 17 series at Hoang Ha Mobile.

Notably, NCB continuously updates its extensive reward network on a dedicated website – uudai.ncb-bank.vn. With this approach, every NCB Visa card becomes a “personal shopping assistant,” helping customers maximize their individual benefits and enjoy experiences tailored to their everyday needs.

Seamless Experience: Easy Issuance, Extensive Privileges 

NCB has optimized the entire Visa card experience. With just a few simple steps on the NCB iziMobile digital banking app, customers can apply for a credit card 100% online without financial proof and receive a virtual card within 2 minutes—ready for immediate use. For physical cards, customers may choose home delivery within 1–3 business days or instant collection at NCB’s automatic kiosks.

Customers can apply for a credit card online via NCB iziMobile and start spending within 2 minutes.

By continuously expanding partnerships with major brands across various sectors—from shopping, dining, and travel to entertainment—NCB Visa provides cardholders with a wealth of exclusive privileges. Customers can enjoy benefits at popular lifestyle destinations such as Golden Gate, Trung Nguyên Legend, Xanh SM, and CGV, as well as at premium brands like Premier Village Phu Quoc Resort, Novotel Danang Premier Han River, and Yoko Onsen Quang Hanh.

Connecting Customers with Meaningful Values

Beyond functionality, NCB infuses creativity and innovation into its products—connecting customers with deeper cultural and social values while promoting global integration.

NCB spreads national pride through exclusive privileges for NCB Visa Tu Hao cardholders.

In 2025, NCB launched the Tu Hao Platinum Visa line—the first credit card series in Vietnam that combines modern financial value with the nation’s historical spirit. The first edition, NCB Visa Thong Nhat, debuted on April 30 to commemorate the 50th anniversary of national reunification. The following product, NCB Visa Tu Hao, featuring two designs depicting sacred national symbols, was launched on National Day and quickly captured the attention of thousands of new customers. Each card design evokes cherished historical memories while conveying unity, pride, and the Vietnamese aspiration to rise on the global stage.

In particular, with the NCB Visa Tu Hao, the Bank promotes patriotism through meaningful privileges such as: 100% cashback for transactions at national museums and scenic attractions (up to VND 200,000/month); Up to 10% cashback on spending during national holidays such as National Day, Hùng Kings’ Commemoration Day, and April 30–May 1; For every VND 1 million spent with the Tu Hao card, NCB contributes VND 3,000 to the customer’s charity e-wallet on the NCB iziMobile app, allowing easy donations to the Vietnam Fatherland Front, Red Cross Society, and NCB’s partner funds—encouraging unity and compassion across the community.

NCB Visa cards are increasingly favored and trusted by customers.

NCB’s continuous enhancement and development of its Visa card line reflect its strategic vision of integrating banking into modern life. Beyond financial functionality, NCB transforms its products into bridges carrying social and cultural value—accompanying customers in every aspect of life while affirming a distinct identity in Vietnam’s financial landscape.

For more details or to apply for an NCB credit card, please contact NCB branches/transaction offices nationwide or the hotline (028) 38216216 – 18006166.