NCB Launches Comprehensive Incentive Package for FDI Enterprises

Supporting businesses in welcoming foreign capital, the National Citizen Commercial Joint Stock Bank (NCB) has just launched a comprehensive incentive package exclusively for foreign direct investment (FDI) organizations, helping optimize costs and increase competitive advantages in the market. 

Foreign capital inflows into Vietnam grow impressively

Foreign direct investment (FDI) inflows into Vietnam continue to maintain a strong appeal. According to data from the General Statistics Department (Ministry of Finance), as of July 31, 2025, total registered foreign investment capital in Vietnam reached USD 24.09 billion, up 27.3% compared to the same period last year. Among them, 2,254 newly registered projects were licensed, up 15.2%, mainly concentrated in two sectors: manufacturing – processing and real estate business.

Notably, implemented FDI capital in the first 7 months reached USD 13.6 billion, up 8.4% over the same period last year and the highest level in the past 5 years. Investment projects are quickly going into operation, creating jobs and directly contributing to GDP growth.

Along with expansion in scale, FDI enterprises are setting increasingly stringent requirements for financial management, from operating cash flow management, tax payments to international payments, and contract guarantees. In addition to ensuring safety and compliance with international standards, the ability to optimize financial costs and enhance reputation with partners becomes a key competitive advantage, helping FDI enterprises improve operational efficiency, expand markets, and proactively capture opportunities from the strong wave of foreign investment in Vietnam.

Optimized cost solutions, comprehensive incentives for FDI enterprises

Meeting this urgent need, the National Citizen Commercial Joint Stock Bank (NCB) has just launched a comprehensive incentive program exclusively for FDI enterprises, focusing on three core service groups: accounts, guarantees, and international payments. The program applies from now until December 31, 2025.

NCB supports FDI enterprises in welcoming the strong wave of foreign investment.

For account services, NCB waives all maintenance and management fees for payment accounts, waives fees for Internet Banking/Mobile Banking and SMS Banking services, and also waives registration fees and transfer fees for payroll services and domestic tax payment services. This not only helps enterprises significantly reduce regular operating costs, maintain smooth cash flow circulation, but is especially useful for FDI enterprises with large-scale personnel, high periodic payment volume, and requirements for fast and accurate transaction processing.

For guarantee services, NCB applies up to 40% reduction in issuance fees, supporting enterprises to save resources for reinvestment into core activities. At the same time, it creates competitive advantages for customers when negotiating with domestic and foreign partners, especially for FDI enterprises that regularly participate in bidding, sign large-scale contracts, or implement long-term projects in infrastructure, energy, and manufacturing with many technical risks.

NCB waives account and international payment service fees, supporting FDI enterprises.

Notably, for international payment services, NCB applies exchange rate incentives of up to 170 points, waives fees for outward and inward international transfers, and reduces up to 50% of L/C and collection fees. This is a great advantage for FDI enterprises engaged in import-export, frequently transacting in foreign currencies and heavily affected by exchange rate fluctuations. Thanks to this preferential policy, enterprises both reduce transaction costs and become more proactive in foreign exchange purchase and sale plans, protecting profit margins against international market fluctuations.

With comprehensive and practical incentives, NCB not only brings clear financial benefits but also helps FDI enterprises easily access a safe banking service platform with outstanding processing speed, meeting international standards. This is a step demonstrating NCB’s long-term commitment to the international investor community, contributing to economic growth and enhancing Vietnam’s position on the world investment map.

* For more detailed information, customers can visit the NCB website at https://www.ncb-bank.vn/, contact NCB transaction offices/branches nationwide, or call Hotline (028) 38 216 216 – 1800 6166.