NCB Digitalizes Supply Chain Finance Solutions for Conglomerates and Large Enterprises

The National Citizen Commercial Joint Stock Bank (NCB) continues to accelerate digital transformation, delivering comprehensive and flexible financial solutions for conglomerates and large enterprises in Vietnam through the implementation of the modern supply chain finance platform, Corp360 Platform.

Supply Chain Finance – The Key to Capital Optimization and Sustainable Growth for Large Enterprises

The trend of global supply chain diversification is opening up opportunities for Vietnamese enterprises to accelerate growth, particularly those operating under supply chain models such as construction, logistics, and real estate. According to data from the General Statistics Office under the Ministry of Finance, realized foreign direct investment (FDI) in Vietnam in the first 10 months of 2025 is estimated at USD 21.3 billion, up 8.8% year-on-year and the highest level for the same period over the past five years. However, only approximately 5,000 Vietnamese enterprises out of a total of 1 million enterprises are truly participating in the global supply chain, accounting for 0.001% of the total number of enterprises nationwide.

According to experts, in order to seize opportunities arising from the shift of the global supply chain, in addition to enhancing competitiveness to meet stringent requirements, Vietnamese enterprises also need to address the challenge of large and continuous investment capital sources, ensure stable and transparent cash flows at each link, as well as strengthen connectivity between suppliers and the banking system.

In this context, supply chain finance has become a strategic tool enabling large enterprises to optimize working capital, enhance competitiveness, and build sustainable value chains. This platform allows suppliers to access cash flows immediately upon transaction confirmation, while enabling anchor enterprises to extend payment terms without adversely affecting relationships with suppliers.

Supply chain finance is regarded as a strategic tool helping large enterprises optimize working capital and enhance competitiveness.

NCB Corp360 Platform – A Superior Solution for Conglomerates and Large Enterprises

Anticipating this trend, the National Citizen Commercial Joint Stock Bank (NCB) has deployed the modern supply chain finance platform Corp360, marking an important milestone in NCB’s journey to deliver financial solutions that are right for the industry, right for the needs, and right at the right time for conglomerates and large enterprises.

The Corp360 Platform enables enterprises within the supply chain to control the entire factoring process. Suppliers can monitor the status of factoring requests from initiation to disbursement, proactively manage cash flows, and optimize financial planning. Meanwhile, buyers can easily manage supplier lists, monitor credit limits, interest rates and fees, approve factoring requests online quickly, and manage payables by due date, project, and each counterparty. With seamless data connectivity, Corp360 links the entire value chain, shortens processes, and optimizes capital flows, delivering comprehensive operational and financial efficiency for enterprises.

The NCB Corp360 Platform connects the value chain, shortens processes, and optimizes capital flows, enhancing operational and financial efficiency for enterprises.

In particular, Corp360 fundamentally transforms the way large enterprises and banks work together by digitalizing the entire process on a unified platform, significantly reducing processing time and eliminating manual bottlenecks inherent in traditional processes. The platform also supports multiple approval layers in line with corporate governance models, ensuring stringent control while maintaining operational flexibility.

One of the key strengths of the NCB Corp360 Platform is its ability to aggregate and display all data on a single intuitive dashboard. Enterprises can monitor cash flows in real time, reconcile and authenticate invoices directly with data from the General Department of Taxation, manage input and output invoices by counterparty, and automatically verify validity and reconcile information, enabling data-driven decision-making and minimizing operational risks.

It is reported that NCB is currently providing supply chain finance to more than 120 enterprises with credit volumes amounting to thousands of billions of VND, financing 30 large-scale projects across the country, including many landmark projects in key regions. The Bank also possesses a strong partner ecosystem comprising 30 large-scale general construction contractors nationwide, 5 of the top 10 VNR 500 construction contractors, and the top 8 leading securities companies in Vietnam, serving a large base of major corporate customers with extensive and high-quality ecosystems across various sectors such as trade, manufacturing, and technology.

This advantage enables NCB to enhance value for new customers by leveraging existing resources and delivering comprehensive and differentiated financial solutions to its clients. The Corp360 Platform represents NCB’s next breakthrough solution in its journey of accompanying and supporting the development of conglomerates and large enterprises through flexible financial products integrated with pioneering digital transformation in the market.

As of the end of the first nine months of 2025, NCB has exceeded all 2025 business targets, with total assets reaching over VND 154.1 trillion, up 30% compared to the end of 2024 and exceeding the plan by 14%; mobilized capital (excluding issuance of valuable papers) of nearly VND 119.326 trillion, and customer loans exceeding VND 94.956 trillion, increasing by 24% and 33% respectively compared to the end of 2024.

For further information, customers may visit the NCB website at https://www.ncb-bank.vn, contact NCB transaction offices/branches nationwide, or call the Hotline at (028) 38 216 216 – 1800 6166.