NCB Accompanies Vietnamese Enterprises in Comprehensive Digital Transformation

National Citizen Commercial Joint Stock Bank (NCB) continues to affirm its role as a trusted “digital financial assistant,” supporting Vietnamese enterprises in comprehensive digital transformation and accelerating business performance in the year-end period through its continuously upgraded NCB iziMobiz digital banking application.

Financial Digitalization – The Launchpad for Business Acceleration

In an increasingly competitive and volatile market, financial digitalization has become essential for businesses to maintain their competitive edge. According to a 2024 survey by the Agency for Enterprise Development, 92% of enterprises have implemented digital transformation in their operations and management, with over 50% using it regularly to enhance efficiency. Many businesses are now seeking comprehensive digital solutions that shorten processes while improving management effectiveness.

“Once you start using digital banking, everything becomes much easier — no more piles of paperwork, and you can handle transactions anytime, anywhere,” shared Ms. Van Ha (39 years old, Hanoi), an accountant at an e-commerce company. She described technology as “an extended arm” of accounting, making tasks like auditing, data reconciliation, and financial planning simpler and smoother, allowing the workflow to run seamlessly.

Financial digitalization is an important stepping stone for enterprises to accelerate their growth.

On the NCB iziMobiz digital banking application used by Ms. Ha’s company, all financial operations — from cash flow management, account reporting, and information inquiries to bill payments, scheduled transfers, and payroll — are processed quickly, safely, and securely. Businesses can choose from a variety of transfer methods, including internal transfers, transfers to different CIFs, 24/7 instant interbank transfers within seconds, or via the CITAD system for large-value transactions.

Of particular note, the scheduled transfer feature helps automate regular payments, ensuring timely execution, reducing errors, and easing pressure on the finance team, especially during peak business periods at the end of the year. Meanwhile, the intuitive account management dashboard enables managers to monitor overall inflows and outflows, ensuring that no financial signal is missed when making important decisions such as reallocating funds between accounts or seizing opportunities to purchase materials at favorable prices. Businesses can also check exchange rates and interest rates directly on the app, allowing them to calculate costs, forecast profits, and select the most suitable investment channels in line with market movements.

Optimizing Idle Cash Flow for Effective Investment

Beyond being an efficient transaction platform, NCB iziMobiz also serves as a powerful tool for optimizing idle capital and ensuring steady investment returns. With just VND 10 million, businesses can begin their investment plan directly on NCB iziMobiz through the online term deposit feature, offering flexible tenors from 1 to 36 months, tailored to each enterprise’s financial plan. Customers also enjoy preferential interest rates, higher than those offered at physical branches, thereby increasing the profitability of each investment.

A key advantage is the ability to partially withdraw deposits when sudden capital needs arise while continuing to earn interest on the remaining balance. All actions — from opening and closing deposits to contract inquiries — are executed swiftly and securely within the app. This feature provides businesses with both investment peace of mind and liquidity flexibility to maintain smooth capital rotation.

NCB Presents Thoughtful Gifts to Enterprises Using NCB iziMobiz

Amid the rapid digital transformation of the economy, NCB iziMobiz continues to affirm its role as an indispensable digital financial assistant, accompanying enterprises in every step of financial management and operation, enhancing competitiveness, and enabling agile adaptation to market fluctuations.

With ongoing upgrades, NCB iziMobiz stands as strong evidence of NCB’s long-term commitment to supporting Vietnamese businesses in their digital transformation journey — toward building a financial environment that is efficient, secure, and transparent. Through this, enterprises can confidently expand operations and pursue sustainable growth in the digital era, rich in both challenges and opportunities.

Especially, from now until December 31, 2025, enterprises that newly register or maintain high balances and frequent transactions on NCB iziMobiz will have the opportunity to receive valuable gifts such as business suitcases, Chu Dau Ceramic Prosperity Vases, or Royal Tea Sets, worth up to VND 3 million.

For more information about NCB’s products and services, customers may contact NCB branches or transaction offices nationwide, or reach out via Hotline (028) 38 216 216 – 1800 6166.