EASY PAYMENT, HAPPY CASHBACK WITH NCB IZIMOBILE DIGITAL BANKING

The NCB iziMobile digital banking application not only gives users convenient, fast, and secure bill payment options but also comes with attractive cashback promotions.

Vietnamese people show an increasing preference for online payments

Cashless payments are increasingly popular and becoming a habit among Vietnamese people.​ In recent years, especially after the COVID-19 pandemic, the growth of cashless payments each year has always been higher than the previous year, with increasingly diverse forms.

The State Bank of Vietnam reports that approximately 75% of adults have a bank account, and a significant number of banks have over 90% of their customer transactions conducted via digital channels. In the first 8 months of 2023, cashless payment transactions increased by 51.19% in quantity; transactions via Internet channels increased by 76% in quantity and 1.79% in value; transactions via mobile phone channels increased by 65% in quantity and 77% in value; and transactions via QR Codes increased by 152% in quantity and 301% in value.

In line with the overall trend towards cashless transactions, there is a significant transition from in-person to online bill payment due to banking applications' increasing convenience and attractive offers.

Among them, the NCB iziMobile application of the National Citizen Commercial Joint Stock Bank (NCB) is considered one of the most popular applications among users recently.​ This application has just received the "Most Innovative Retail Banking App Vietnam 2023" award from the Global Banking & Finance Awards, an annual reputable award in the field of Finance - Banking.​

NCB iziMobile application gives users convenient bill payment options and countless attractive offers

With just a few simple steps on NCB iziMobile, users can easily pay bills such as: electricity, water, television, internet, landline, postpaid mobile phone, tuition, insurance, etc. while enjoying benefits from attractive cashback promotions.

Specifically, from now until December 31, 2023, NCB iziMobile customers will receive a 28% cashback for bill payments and mobile top-ups on the 10th of every month a minimum bill payment or top-up value of 100,000 VND. ​Each customer can apply the promotional code once per month and up to 3 times throughout the program.

In addition, users will be given a cashback promotional code of up to 100,000 VND when maintaining a payment account balance of 10 million VND, used for bill payments or mobile phone top-ups through the NCB iziMobile application.

A Compact - Convenient - Beneficial experience with NCB iziMobile

“In the past, I often paid bills at a convenience store near my home, but the NCB iziMobile application has changed my habits. The payment is processed quickly and conveniently, and many attractive offers are available. I find the automatic bill payment setting feature very convenient; there is no need to worry about monthly bill payments for electricity, water, and more," said Ms. Phuong Linh (29 years old, Hanoi).

Ms. Linh also added that she especially appreciates NCB iziMobile application for its numerous useful features, including the ability to deposit savings at preferential interest rates, divide and label individual savings amounts to quickly reach specific goals, and withdraw principal flexibly on demand, all of which assisted her in managing her finances more effectively.​

It is known that the NCB iziMobile application has been heavily invested in by NCB Bank in recent times, focusing on customer experience, continuously upgrading and developing products towards the goal of "bringing the bank to every customer."

NCB constantly upgrades digital transformation and improves service quality and customer experience.

With just a smartphone connected to the Internet, users can handle all their daily personal financial needs anywhere, anytime, with quick processing time, such as online account opening or savings account depositing within a minute, or money transfer/QR payment in just 10 seconds.

NCB iziMobile is also popular among users thanks to its user-friendly interface and conveniently placed superior features, constantly maintaining a high growth rate. During the first 8 months of 2023, its number of users increased by 168% over the same period last year.

This is a step forward for NCB on its journey to fulfill its commitment to accompany customers every time, anytime, anywhere, bringing increasing value to the community.