Businesses Optimize Year-End Financial Management with NCB iziMobiz

With the NCB iziMobiz digital banking platform, the National Citizen Commercial Joint Stock Bank (NCB) offers enterprises a comprehensive tool to streamline operations, optimize operating costs, and enhance financial efficiency, thereby supporting sustainable growth.

Streamlined Operations – A Strategic Response for Modern Businesses

In the era of digital transformation, the digitalization of financial management has become an inevitable trend and a key factor enabling businesses to maintain stable growth and enhance competitiveness. Year-end is especially the peak period of accounting and financial activities, requiring businesses to operate a lean, flexible, accurate, and efficient financial system. Many enterprises are seeking to optimize processes to save resources and accelerate decision-making.

This trend further encourages businesses to strengthen their adoption of digital banking platforms as essential tools in modern financial management. Integrating multiple functions such as payments, payroll, and cash-flow management into a single system not only brings immediate improvements in cost and performance but also generates long-term, sustainable benefits through a flexible, transparent management approach that aligns with today’s digital business environment.

More Enterprises Turn to Digital Platforms for Financial Management

Despite experiencing double the usual transaction volume since early Q4, Minh Ha Construction Material Company Limited (Ho Chi Minh City) has maintained stable operations. Since implementing NCB’s iziMobiz digital banking platform into its financial processes, Minh Ha has significantly reduced document-processing time, minimized errors, and gained better control over cash flow. The system provides real-time balance updates, enabling accountants to monitor transactions easily and the management team to stay informed of the company’s financial status at all times.

“Previously, each payment order had to be emailed for approval, which could take half a day and sometimes caused delays in paying suppliers. Now, we simply enter the order, approve it, and transfer funds directly on the phone — everything is completed within seconds,” said Ms. Hong Nhung, Chief Accountant of Minh Ha.

NCB iziMobiz – A Comprehensive Digital Banking Platform for Businesses

Developed specifically for corporate clients, NCB iziMobiz embodies the concept of “smart finance” in every operational step, addressing two core needs: streamlined processes and enhanced financial management efficiency.

The platform enables internal transfers, 24/7 fast transfers, and interbank transfers within seconds, supports high-value transactions via CITAD, and automates recurring payments on a daily, weekly, or monthly basis, helping businesses avoid manual tracking or handling of each transaction. In addition, NCB iziMobiz supports payroll processing for up to 10,000 accounts per transaction and batch payments for up to 500 accounts per transaction.

NCB Offers Free Digital Transaction Fees and Appreciation Gifts for Businesses Using iziMobiz

A standout feature of NCB iziMobiz is its flexible customization, allowing businesses to tailor the system to their operational model. Managers can establish multi-level approval workflows and assign clear access rights to individuals or departments, ensuring strict control while maintaining fast transaction processing. As a result, even when businesses scale up or undertake multiple projects simultaneously, the system continues to operate smoothly without interruption.

With intuitive chart-based dashboards, NCB iziMobiz enables managers to monitor cash inflows and outflows, manage liquidity, and make informed investment decisions. The platform also provides real-time exchange rate and interest rate information, allowing businesses to proactively calculate capital costs and optimize financial strategies in response to market fluctuations.

In addition, NCB waives all electronic transaction fees for businesses using iziMobiz — a policy that significantly reduces operating expenses.

With its fully integrated solution, NCB iziMobiz not only helps businesses save time and costs but also delivers a streamlined, transparent financial management process that adapts well to modern business dynamics, enabling enterprises to reinvest resources into production and operations while strengthening long-term financial foundations.

From now until December 31, 2025, businesses that newly register or maintain account balances and transact regularly on NCB iziMobiz will have the opportunity to receive appreciation gifts such as business suitcases, Chu Dau ceramic fortune vases, or royal tea sets valued at up to VND 3 million. This is not only a token of appreciation but also a reaffirmation of NCB’s commitment to accompanying businesses on their journey toward digitalized, transparent, secure, and efficient financial management.

For more information on NCB’s products and services, customers may contact NCB branches/transaction offices nationwide or call the Hotline at (028) 38 216 216 – 1800 6166.