ANNOUNCEMENT ON CHANGES TO POSTED DEPOSIT INTEREST RATE SCHEDULE APPLICABLE TO INDIVIDUAL CUSTOMERS EFFECTIVE FROM 08 DECEMBER 2025

The National Citizen Commercial Joint Stock Bank (NCB) hereby announces changes to the posted interest rate schedule for VND applicable to individual customers, effective from 08 December 2025. For detailed interest rates by product, please refer here.

- Interest rates applicable on Mobile Banking/Internet Banking (Unit: % per annum)

- Interest rates applicable to Savings, Term Deposits, and Certificates of Deposit at counters (Unit: % per annum)

For further details, customers may visit the NCB website at https://www.ncb-bank.vn/, contact NCB transaction offices/branches nationwide, or call the Hotline at (028) 38 216 216 – 1800 6166.

Respectfully announced!